MORTGAGE LENDERS

David Krichmar/Dave Your Mortgage GuyLess

David Krichmar/Dave Your Mortgage Guy

*  NMLS # 293883.

*  LHL NMLS No 229421.

*  Specializing In Purchasing Or Refinancing.

*  Email: dave@daveyourmortgageguy.com

*  Specializing In FHA Loan Programs.  First Time Home Buyer Programs.  Fixed Rate Mortgages.  Investment Property Loans.  Jumbo Home Loan Programs.  Low Down Payment Purchase Options.  Rehab Loan Programs.  USDA Loan Programs.  You Name It, It Looks Like Dave Does It!


I have been in the mortgage business since 2001.  In fact I received my real estate license in Pennsylvania when I was 19 years old, then shortly after that I went into the mortgage business and never looked back.  I truly love what I do.  My goal is to get you the best mortgage possible with the least amount of stress possible.  This may include getting the best interest rate, fees, close the fastest  and even get them approved when other lenders say no.  I am very excited and thankful that you trust me with your mortgage!


Dave was named the #1 Mortgage Co in Houston, Texas for 2010 and 2011.
Dave was named a 5 Star Mortgage Professional for 2013, 2014, 2015,  2016, 2017 and 2018.


Contact Phone Number: (832) 689-6012.

*  NMLS # 293883.

*  LHL NMLS No 229421.

*  Specializing In Purchasing Or Refinancing.

*  Email: dave@daveyourmortgageguy.com

*  Specializing In FHA Loan Programs.  First Time Home Buyer Programs.  Fixed Rate Mortgages.  Investment Property Loans.  Jumbo Home Loan Programs.  Low Down Payment Purchase Options.  Rehab Loan Programs.  USDA Loan Programs.  You Name It, It Looks Like Dave Does It!


I have been in the mortgage business since 2001.  In fact I received my real estate license in Pennsylvania when I was 19 years old, then shortly after that I went into the mortgage business and never looked back.  I truly love what I do.  My goal is to get you the best mortgage possible with the least amount of stress possible.  This may include getting the best interest rate, fees, close the fastest  and even get them approved when other lenders say no.  I am very excited and thankful that you trust me with your mortgage!


Dave was named the #1 Mortgage Co in Houston, Texas for 2010 and 2011.
Dave was named a 5 Star Mortgage Professional for 2013, 2014, 2015,  2016, 2017 and 2018.


Contact Phone Number: (832) 689-6012.

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Natalia Garcia/Infinity Mortgage Holdings, LLC. Less

Natalia Garcia/Infinity Mortgage Holdings, LLC. 

*  NMLS # 1494671.

*  Email: ngarcia@askinfinity.com

*  Full Service Mortgage Company.  10 Day Closing.  Competitive Rates & Low Fees.

*  Timely & Accurate Communication.

*  Full Up-Front Underwriting.

*  Conventional Loan Programs.  FHA Loan Programs.  USDA & VA Loan Programs.


Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service. Service to our clients, and service to our team. We adopted an innovative process of underwriting loans up-front that allows us to close loans in ten days. This creates an extra measure of value to our borrowers and our referral partners that sets us apart in the in the industry. Our strength lies in our communication, our relationships, and our execution. 


Contact Phone Number.  (832) 663-0022. 

*  NMLS # 1494671.

*  Email: ngarcia@askinfinity.com

*  Full Service Mortgage Company.  10 Day Closing.  Competitive Rates & Low Fees.

*  Timely & Accurate Communication.

*  Full Up-Front Underwriting.

*  Conventional Loan Programs.  FHA Loan Programs.  USDA & VA Loan Programs.


Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service. Service to our clients, and service to our team. We adopted an innovative process of underwriting loans up-front that allows us to close loans in ten days. This creates an extra measure of value to our borrowers and our referral partners that sets us apart in the in the industry. Our strength lies in our communication, our relationships, and our execution. 


Contact Phone Number.  (832) 663-0022. 

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Richard Alvarado/AmCapLess

Richard Alvarado/AmCap

*  NMLS No. 303185

*  Email:  ralvarado@myamcap.com

*  20 Years Mortgage Experience.

*  First Time Home Buyers Program & VA Loan Programs.

A native Houstonian, Richard has over 20 years’ experience in the mortgage industry. He has worked on both the wholesale and retail side of the business. Richard brings his experience and intricate knowledge of mortgage and mortgage products to his clients. He keeps his clients updated and educated throughout the mortgage process. From helping first time homebuyers or Veterans, to working with past clients on upgrading or building their dream home, Richard has the experience to get clients in the right loan that fits their long term financial goals.

Richard has been an active leader of the National Association of Professional Mortgage Women (NAPMW) Houston, which primarily focuses on educating mortgage professionals and affiliate partners in the mortgage industry. Richard served 4 terms as the local President and previously as the Central Region Assistant Vice President. He has held several leadership positions and has been recognized locally and nationally for his knowledge and promotion of mortgage education.   For his continuing efforts with the NAPMW, Richard was honored to receive two national awards: the NAPMW National Leader of the Year 2011 and NAPMW National Education Innovator 2009.


Contact Phone Number. (713) 254-1530.


*  NMLS No. 303185

*  Email:  ralvarado@myamcap.com

*  20 Years Mortgage Experience.

*  First Time Home Buyers Program & VA Loan Programs.

A native Houstonian, Richard has over 20 years’ experience in the mortgage industry. He has worked on both the wholesale and retail side of the business. Richard brings his experience and intricate knowledge of mortgage and mortgage products to his clients. He keeps his clients updated and educated throughout the mortgage process. From helping first time homebuyers or Veterans, to working with past clients on upgrading or building their dream home, Richard has the experience to get clients in the right loan that fits their long term financial goals.

Richard has been an active leader of the National Association of Professional Mortgage Women (NAPMW) Houston, which primarily focuses on educating mortgage professionals and affiliate partners in the mortgage industry. Richard served 4 terms as the local President and previously as the Central Region Assistant Vice President. He has held several leadership positions and has been recognized locally and nationally for his knowledge and promotion of mortgage education.   For his continuing efforts with the NAPMW, Richard was honored to receive two national awards: the NAPMW National Leader of the Year 2011 and NAPMW National Education Innovator 2009.


Contact Phone Number. (713) 254-1530.


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Steven Curtis/Fairway MortgageLess

Steven Curtis/Fairway Mortgage

*  NMLS # 300157.

*  Email: steve.curtis@fairwaymc.com

*  Branch Manager.

*  Conventional Loan Programs.  USDA Loan Programs.  VA & Jumbo Loan Programs.  FHA Loan Programs.

*  Specializing In Refinance.


Steve Curtis from Fairway Independent Mortgage in Houston, TX is committed to providing the best home loan solutions for his customers. Backed by excellent operations and a company that truly cares about people, Steve's goal is to help everyone achieve their dream of owning a home. 


Contact Phone Number.  (832) 510-0987.


*  NMLS # 300157.

*  Email: steve.curtis@fairwaymc.com

*  Branch Manager.

*  Conventional Loan Programs.  USDA Loan Programs.  VA & Jumbo Loan Programs.  FHA Loan Programs.

*  Specializing In Refinance.


Steve Curtis from Fairway Independent Mortgage in Houston, TX is committed to providing the best home loan solutions for his customers. Backed by excellent operations and a company that truly cares about people, Steve's goal is to help everyone achieve their dream of owning a home. 


Contact Phone Number.  (832) 510-0987.


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Skip Scott/First Home BankLess

Skip Scott/First Home Bank

*  NMLS # 298164.
*  Residential Sales Manager.
*  Buyers/Sellers Agent.
*  Leasing/Rental Agent.
*  Services The Woodlands & Surrounding Areas & National.

We personally know Skip Scott from dealing with him personally in the past.  We'll leave his bio short and sweet.  Whatever you need done on the mortgage side of your Real Estate transaction, he can help you with.  We've seen him work deals most mortgage lenders would panic over.  We've known Skip for well over 10 years and he's been in the mortgage game for around 15 years. 


Please mention Top10 Houston when you call him.  He'll be glad to help you with your mortgage needs and questions.
Contact Phone Number:  (713) 444-6002.

*  NMLS # 298164.
*  Residential Sales Manager.
*  Buyers/Sellers Agent.
*  Leasing/Rental Agent.
*  Services The Woodlands & Surrounding Areas & National.

We personally know Skip Scott from dealing with him personally in the past.  We'll leave his bio short and sweet.  Whatever you need done on the mortgage side of your Real Estate transaction, he can help you with.  We've seen him work deals most mortgage lenders would panic over.  We've known Skip for well over 10 years and he's been in the mortgage game for around 15 years. 


Please mention Top10 Houston when you call him.  He'll be glad to help you with your mortgage needs and questions.
Contact Phone Number:  (713) 444-6002.

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Markisha Johnson/Mortgage DynamicsLess

Markisha Johnson/Mortgage Dynamics

*  NMLS # 254194/1849723.

*  Email: markisha.johnson@mtgdyngroup.com

*  Specializing In Bad Credit Home Buyers/In House Credit Repair Program.

*  Loan Options/Programs:  Conventional.  FHA.  USDA.  VA.  One Time Close Loans.  Construction Loans.  Hard Money Loans. Fix & Flip Loans. Bank Statement Loans.

*  1099 Loans & More!


Markisha Johnson is one of Beaumont's top mortgage lenders.  We know her personally through Clayton Nash Real Estate and have seen her work first hand.  She can service the Houston and surrounding markets, but her office is located in Beaumont. 


Please mention Top 10 Houston when you reach out to her.

Contact Phone Number:  (409) 234-0775. 


*  NMLS # 254194/1849723.

*  Email: markisha.johnson@mtgdyngroup.com

*  Specializing In Bad Credit Home Buyers/In House Credit Repair Program.

*  Loan Options/Programs:  Conventional.  FHA.  USDA.  VA.  One Time Close Loans.  Construction Loans.  Hard Money Loans. Fix & Flip Loans. Bank Statement Loans.

*  1099 Loans & More!


Markisha Johnson is one of Beaumont's top mortgage lenders.  We know her personally through Clayton Nash Real Estate and have seen her work first hand.  She can service the Houston and surrounding markets, but her office is located in Beaumont. 


Please mention Top 10 Houston when you reach out to her.

Contact Phone Number:  (409) 234-0775. 


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Joseph Walker/Union Home MortgageLess

Joseph Walker/Union Home Mortgage

*  NMLS # 554928.

*  Email: josephwalker@unionhomemortgage.com

*  Licensed in Texas & Florida.

*  Branch Manager At Their Katy Location.

*  Been In The Mortgage Industry Since 2001.

*  Loan Programs Offered Including Conventional, FHA, VA, USDA, & Jumbo Loans.


Joseph began his career in the Mortgage Industry in 2001. Joseph is currently the Branch Manager for the Katy Texas location for Union Home Mortgage.

Joseph is skilled in structuring all loan types from Conventional, FHA, VA, Construction Loans, Jumbo Loans and USDA. Joseph loves working with 1st time home buyers to investors.


Joseph strives to always exceed the expectations of every transaction. Joseph has the dedication and the will to make every transaction as enjoyable as it possibly can be. He takes pride with the partners he works with including Realtors to Builders to past clients to everyone else he has had the pleasure of working with.


In Joseph's spare time he enjoys spending time with his Wife and Kid. He also enjoys watching sports and spending time with Family and Friends.


Contact Phone Number: (832) 913-5201.



*  NMLS # 554928.

*  Email: josephwalker@unionhomemortgage.com

*  Licensed in Texas & Florida.

*  Branch Manager At Their Katy Location.

*  Been In The Mortgage Industry Since 2001.

*  Loan Programs Offered Including Conventional, FHA, VA, USDA, & Jumbo Loans.


Joseph began his career in the Mortgage Industry in 2001. Joseph is currently the Branch Manager for the Katy Texas location for Union Home Mortgage.

Joseph is skilled in structuring all loan types from Conventional, FHA, VA, Construction Loans, Jumbo Loans and USDA. Joseph loves working with 1st time home buyers to investors.


Joseph strives to always exceed the expectations of every transaction. Joseph has the dedication and the will to make every transaction as enjoyable as it possibly can be. He takes pride with the partners he works with including Realtors to Builders to past clients to everyone else he has had the pleasure of working with.


In Joseph's spare time he enjoys spending time with his Wife and Kid. He also enjoys watching sports and spending time with Family and Friends.


Contact Phone Number: (832) 913-5201.



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Gail Brittian/Union Home MortgageLess

Gail Brittian/Union Home Mortgage

*  NMLS # 249357.

*  Email: gbrittian@unionhomemortgage.com

*  Loan Programs Offered Including Conventional, FHA, VA, USDA, & Jumbo Loans.


"Whether it’s your first home purchase or an upgrade to a million dollar dream home, I take the guess work out of the loan process for you.  Mortgage financing is more complicated than ever and you need an expert working for you.  Customer service is my main priority.  I look forward to the opportunity of working with you and making your dream of home ownership a reality."  Those are her words and we completely agree with her.  In the era of big search engines and huge rabbit holes, we have the Top 10 Mortgage lenders here all in one place. 


When you call Mrs. Brittian, please tell her you saw her on Top 10 Houston.

Contact Phone Number:  (832) 410-4271.


*  NMLS # 249357.

*  Email: gbrittian@unionhomemortgage.com

*  Loan Programs Offered Including Conventional, FHA, VA, USDA, & Jumbo Loans.


"Whether it’s your first home purchase or an upgrade to a million dollar dream home, I take the guess work out of the loan process for you.  Mortgage financing is more complicated than ever and you need an expert working for you.  Customer service is my main priority.  I look forward to the opportunity of working with you and making your dream of home ownership a reality."  Those are her words and we completely agree with her.  In the era of big search engines and huge rabbit holes, we have the Top 10 Mortgage lenders here all in one place. 


When you call Mrs. Brittian, please tell her you saw her on Top 10 Houston.

Contact Phone Number:  (832) 410-4271.


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Eileen Baca/Loan DepotLess

Eileen Baca/Loan Depot

*  NMLS # 620923.

*  Specializing In Refinancing.

*  Lender Fees Are Waived On Their Refi Programs.

*  Reimbursed Appraisal Fees.

*  Mortgage Calculator.

*  Loan Options Include ARM Loans, FHA, HARP, Jumbo, VA, & 203k Loans.


Eileen was born and raised in Corpus Christi, Texas. She has made Houston her home since 1999. Eileen started in the Mortgage Industry in 2002 and in 2007 obtained her Real Estate license. With her extensive experience in the Mortgage Industry and Real Estate knowledge she creates a successful environment for every transaction through her professionalism and excellent communication skills.  Whether she is working with a First Time Home Buyer or helping an existing home owner refinance their home, her acute attention to detail enables her to provide the utmost level of service.

Eileen enjoys everything that the greater Houston area has to offer.  She enjoys the outdoors, social gatherings with friends, trying new restaurants, experimenting new recipes in the kitchen, weight training and visiting family on her free time in San Antonio and Corpus Christi, Texas.


Contact Phone Number:  (713) 395-6902. 

*  NMLS # 620923.

*  Specializing In Refinancing.

*  Lender Fees Are Waived On Their Refi Programs.

*  Reimbursed Appraisal Fees.

*  Mortgage Calculator.

*  Loan Options Include ARM Loans, FHA, HARP, Jumbo, VA, & 203k Loans.


Eileen was born and raised in Corpus Christi, Texas. She has made Houston her home since 1999. Eileen started in the Mortgage Industry in 2002 and in 2007 obtained her Real Estate license. With her extensive experience in the Mortgage Industry and Real Estate knowledge she creates a successful environment for every transaction through her professionalism and excellent communication skills.  Whether she is working with a First Time Home Buyer or helping an existing home owner refinance their home, her acute attention to detail enables her to provide the utmost level of service.

Eileen enjoys everything that the greater Houston area has to offer.  She enjoys the outdoors, social gatherings with friends, trying new restaurants, experimenting new recipes in the kitchen, weight training and visiting family on her free time in San Antonio and Corpus Christi, Texas.


Contact Phone Number:  (713) 395-6902. 

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